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This calculator is designed to help you work out your borrowing power based on your current financial position. The calculation uses your Debt Servicing Ratio which is found by dividing your total monthly repayments by your total monthly income. Most lending institutions will lend to a maximum ratio of 32%, with a 2% loading on loan rates, however you should check with your own institution for specific requirements.

  1. Enter the relevant details for your income and expenditure
  2. Choose your loan details.
  3. Click once on the "Calculate" button to calculate your result.
Total Monthly Salary and Wages: $
Other Monthly Income: $
Monthly Loan Repayments $
Monthly Credit Card Repayments $
Other Monthly Repayments $
Term of Loan   years
Annual Interest Rate   %


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