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This calculator is designed to show you how long it will take to pay off your credit card and how much interest you will pay if you only make the minimum monthly payment.

  1. From your most recent credit card statement, enter your balance, annual interest rate and minimum payment requirements.
  2. When you are finished entering the data, click the Calculate button to see your results.

Click here to try our other Credit Card Calculators.

Current Account Balance: $
Annual Interest Rate:    %
Minimum Payment Percentage:    %
Minimum Payment Amount: $

Total Interest Paid: $
Number of Payments:   
Number of Years:   


This calculator is applicable to both personal and business credit cards. Minimum payment requirements can usually be found on your credit card statement as part of the terms and conditions.  This is not the amount shown as the minimum payment due for that month but rather the basis for calculating all minimum monthly payments in percentage and dollar terms.




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